Turn Any Retail Outlet Into A Digital Mini-Bank
SWEN Pay is India’s premier multi-tier B2B FinTech engine. Provide instant Domestic Money Transfer (DMT), AEPS Aadhaar Cashout, 85+ BBPS Utility Bills, and high-payout Credit Cards & Loans with real-time double-entry settlement.
Complete Digital Banking & Payment Services
Everything an agent, distributor, or retail store needs to operate as a profitable digital banking hub.
AEPS & Aadhaar ATM Cashout
Biometric cash withdrawal, mini-statement, and balance enquiry with direct Core Banking integration. Compatible with all major fingerprint biometric scanners.
Domestic Money Transfer (DMT)
Instant 24x7 IMPS & NEFT remittance to any bank account across India. Real-time beneficiary name fetch and NPCI bank switch validation.
85+ BBPS Utility Payments
Instant bill fetch and receipt payment for 85+ electricity boards (JVVNL, Tata Power, BSES), municipal water, piped gas, FASTag, and postpaid bills.
Credit Cards & Personal Loans
Distribute pre-approved credit cards (HDFC, SBI, Axis) and collateral-free business/personal loans (Bajaj Finserv) directly from your counter.
Mobile & DTH Recharge
Instant mobile recharges for all Indian telecom operators (Jio, Airtel, Vi, BSNL) and DTH satellite television providers with 99.9% success ratios.
UPI QR & 4G Voice Soundbox
Accept all UPI payment apps (PhonePe, Google Pay, Paytm, BHIM) with 0% MDR. Clear, loud multilingual audio confirmation alerts for every rupee received.
Mathematical Security & Ledgers
Engineered with double-entry general ledger accounting, integer-paise financial precision, and multi-tenant role authorization.
Every transaction debits and credits synchronized general ledger accounts with zero leakage.
100% immune to floating-point rounding errors. Guaranteed down-to-the-paise accuracy.
Role-based dashboards for Super Distributors, Master Distributors, Retailers, and Admins.
Encrypted RD service biometric authentication compliant with UIDAI & NPCI standards.
Ready to Launch Your FinTech & Banking Platform?
Test the live platform terminal at swenpay.vercel.app or get a white-label source code license customized for your corporate brand.